Long-form, calmly written guides to the UK benefits system. If you want recent policy changes instead, see our news section.
A plain-English walkthrough of every working-age and pension-age UK benefit in 2025/26, who qualifies for each, and how to claim. No jargon, no fear.
The full Universal Credit formula explained for 2025/26: standard allowance, elements, work allowance, the 55p taper, tariff income — with worked examples.
How Child Benefit works in 2025/26, how the High Income Child Benefit Charge tapers between £60k and £80k, and why you should still claim if you earn above the threshold.
News covers DWP announcements, the Autumn Budget and parliamentary reforms as they happen. The guides above explain how benefits work; the news tracks what's changing.
Reading is helpful. Knowing your own figure is better. Run the calculator — no sign-up, no data stored.